Homeowners Savings & Loan Bank vs. Dailo, 453 SCRA 283, G.R. No. 153802 March 11, 2005
Case Title : HOMEOWNERS SAVINGS & LOAN BANK, petitioner, vs. MIGUELA C. DAILO, respondent. Case Nature : PETITION for review on certiorari of a decision of the Court of Appeals. Division: SECOND DIVISION Docket Number: G.R. No. 153802 Ponente: TINGA Dispositive Portion: WHEREFORE, the petition is DENIED. Costs against petitioner. DOCTRINES: In Guiang v. Court of Appeals, it was held that the sale of a conjugal property requires the consent of both the husband and wife. In applying Article 124 of the Family Code, this Court declared that the absence of the consent of one renders the entire sale null and void, including the portion of the conjugal property pertaining to the husband who contracted the sale. The same principle in Guiang squarely applies to the instant case. As shall be discussed next, there is no legal basis to construe Article 493 of the Civil Code as an exception to Article 124 of the Family Code. The regime of conjugal partnership of gains is a special type of part...